Words from Jesus

For it is easier for a camel to go through a needle’s eye, than for a rich man to enter into the kingdom of God. (Luke 18:25)

Look what Xerox is doing for our Soldiers!!

XEROX IS DOING SOMETHING COOL

If you go to this web site, www.LetsSayThanks.com you can pick out a thank you card and Xerox will print it and it will be sent to a soldier that is currently serving in Iraq . You can’t pick out who gets it, but it will go to a member of the armed services.
How AMAZING it would be if we could get everyone we know to send one!!! It is FREE and it only takes a second.

Wouldn’t it be wonderful if the soldiers received a bunch of these? Whether you are for or against the war, our soldiers over there need to know we are behind them.
This takes just 10 seconds and it’s a wonderful way to say thank you. Please take the time and please take the time to pass it on for others to do. We can never say enough thank you’s.
Thanks for taking to time to support our military!

Save Money in the Kitchen

Save Money in the Kitchen
by Tawra Kellam and Jill Cooper

For many people, cutting back on their grocery budgets can be an overwhelming experience. They know they’re spending too much, but don’t know where to begin to cut. Often, they fear that they will deprive themselves and their children if they become frugal. The good news is that there are ways to have your cake, eat it and save money at the same time. The whole secret is to start slowly. There are countless ways you can cut, but if you need to, target just one thing at a time – you will still be saving money if you do only one thing.

If you are a frugal beginner, try these simple suggestions for saving on your food bill:

  • Cooking frugally is like changing your diet. You need to learn gradually how to save money and cook frugally. Don’t expect that you will get your food bill down to $150 for four people in the first month if you are spending $600 a month right now.
  • Try cutting just $25.00 or $50.00 a month. Even if you cut back only $50.00 a month, you will save $600.00 a year. If you save just $1.00 a day that is $365.00 a year. You can then apply that $365.00 a year to paying off your credit cards. At 21 percent interest, you will save over $70 a year. This will eventually cause a snowball effect since the more you pay off, the less you pay to interest. When you pay less to interest, you have more each month to apply to paying off your overall debt. This means that as you pay off the debt, the rate that you can pay it off increases.
  • Before you shop, take a tour through your pantry and your refrigerator. Be organized! Don’t buy what’s already hiding in your kitchen.
  • If you’re a fan of coupons, remember this: It’s not what you save, it’s what you spend. If you save 30 cents on something you wouldn’t ordinarily buy anyway, you haven’t really saved anything.
  • A typical fruit item is significantly larger than one serving. Most people would be just as happy eating a small apple as eating a large one — so buy smaller fruits! You will save money by the pound.
  • This month, try two meatless meals a week (or one, if you’re a diehard meat fan).
  • Make simple meals. One-dish meals can contain your meat, your vegetable and your bread.
  • Drink water for your meals.
    • If your family is used to drinking milk, juice or pop for every meal then start by cutting juice from one meal or snack a day and drinking only water. After you get used to this, cut from another meal until you drink only water for meals and a glass of juice or milk at snack time.
    • You can also try allowing one glass of juice at meal times and then water after it is gone.
    • You save over $500.00 a year by cutting just one glass of juice per person per day for a family of four.
  • Don’t assume homemade is cheaper. If you get a VERY GOOD deal on chocolate chips and ingredients for candies, it is cheaper to make them than buying them pre-made. Make sure you do the calculations, though! If you don’t purchase them on sale, homemade candies can be more expensive than candies purchased at the store.
  • Stop wasting food. Give young children small portions. They can always have more if they are still hungry. Give them a half glass of juice and a half sandwich so you don’t waste uneaten food. Put food in the refrigerator right after the meal so it doesn’t spoil. Use leftovers for lunches, in other dishes or frozen in one portion sizes for a quick meal.
  • Don’t buy everything at one store.
    Prices vary greatly from one store to the next. Go to different stores to buy only their sale items. You will save more than the cost of your gas. It usually only takes half an hour to 45 minutes per store to get the items that are on sale including driving time. If you save a minimum of $20-$30 per trip, it is like “earning” $40-$60 an hour. If I save $60 spending one hour going to two different stores, it is five extra hours my husband does not have to work for us to pay for that same food purchased at the regular price. I would rather have him home with us.
  • Remember cooking frugally is a mind set. You have to change your cooking and eating habits. Don’t get discouraged if one idea fails. Try another one.
  • Stop buying things like toaster pastries and breakfast bars for breakfast. Eat oatmeal, pancakes, granola and fruit instead.
  • Don’t assume that bulk is cheaper. Compare cost by the ounce or pound.
  • Most people don’t think they can live the frugal life and still be comfortable. I feed my family of five on $250 per month. Over five years, when my husband earned an average of $22,000 per year, we paid off $20,000 debt. When cutting your grocery bill, it’s the little things that add up.

     

    CLICK HERE

    Christmas Rebates

    It’s Time For Christmas!! SAVE Money at 1000+ Stores you already shop at already, by recieving REBATES on EVERY PURCHASE you make, or on any purchase that anyone else makes, in YOUR own Power Mall.

    SAVE money on gas, your vehicle and your time. CLICK HERE. For Individuals, Business Owners and Non-Profit Organizations.

    You DO NOT have to get a World Changer Mall for $15.95 per month. You can get a FREE Personal or Business Mall.

    All you do is:

    1. Log in to the “Administration Login”. This will take you to your home page.

    2. You can type in what item you are wanting to shop for in the search bar for a product search, OR

    3. Click on the “Hot Deals” button, which will take you straight to exclusive great buys, OR

    4. Scroll down to the “Directory Search” and click on the departments of your choice, OR

    You will find departments for:

    Automotive, Beauty & Frangrances, Books/CD/DVD/Misc., Business/Office/Career, Clothing/Accessories, Computers/Electronics, Education & Family, Financial Services, Food & Drink, Heath & Personal Care, Home Living & Garden, Pets & Supplies, Speciality/Dept/Gift Stores, Sports & Fitness, Telecommunications, Travel, Web Services.

    5. Type in what store you want to shop at in the “Pick A Store” search bar, OR

    In the top TOOL BAR:

    6. Click on your “Shopping List” tab,

    7. Click on “Brand Name Stores” tab,

    8. Click on “Business Needs Stores” tab,

    9. Click on “Personal Needs Stores” tab,

    10. Click on “Favorite Stores” tab and more.

    You can CHECK OUT THE MALL by clicking here and then on “The Mall” in the top tool bar. Scroll down to middle of page and click on the BLUE banner that reads “Click Here To Visit My Power Mall”. On this page you can experience and see everything that I have described above and experience shopping at My Power Mall.

    Clik HERE to get YOUR OWN POWER MALL

    so YOU can

    GET A REBATE FOR EACH PURCHASE YOU MAKE!!

    Living On A Dime

    I personally use Menu’s On A Dime and Not Just Beans Cook Book and don’t know what I would do with out them.  Instead of Not Just Beans there is now Dining On A Dime which is packed with even more goodies than before.  

    Save $10,000 a year on food? Without cutting coupons! Unbelievable? Read Tawra Jean Kellam and Jill Cooper’s advice in their book: Dining on a Dime (formerly Not Just Beans) and find out that it really is possible.

    Tawra has told her story to millions of listeners and readers on the radio, on the web and in women’s magazines (including Woman’s Day and Woman’s World) and now she’s put her best tips and tricks into a 476 page book. Using these tips and suggestions, Tawra shows how anyone can tighten his or her food budget.

    Dining on a Dime is packed with over 1,200 money saving recipes and tips, kids tips and snack ideas, gift baskets, menus, food storage directions, Cleaning Cents and Pretty for Pennies. The recipes are easy to cook with ingredients that you probably already have in your pantry. To make shopping easy and economical, Tawra has also included a pantry list and a shopping list.

    • Did you know that dirty dishes cause debt? See page 385 and read how to save money just by doing the dishes.
    • Need fast snack ideas for hungry kids? Check out page 28.
    • Want to clean your bathroom in a flash? Check out page 398 for a 7-step plan.
    • Got leftovers in the fridge? Use them up!!! Dining on a Dime has a complete index of recipes using nothing but leftovers.
    • Drive right by the pricey gift basket boutique– Go home and make your own for pennies. Check out page 339 for ideas!
    • Need to cut down on meat? Tawra has pages of tips for eating better and spending less.
    • Need a specific money saving idea? Dining on a Dime has a special index just for tips.
    • Make three meals from one chicken? Yes, Dining on a Dime has this, too! (Page 176)

     

    Announcement

    Ok, so here I am. No experience doing blogs or scrapbooking. I have been doing Genealogy for over 20 years and have alot of information and documents to go with them. All of this would not be possible without the help of all my new extended family that I have met while researching and the help of my grandma and grandpa Savage, my mom, my aunt Bettie, my cousin Wanda, my uncle Joe and my aunt Connie and everyone else in the family that has donated information. A big thank you to all.

    It is time for me to start a book, not that I have found everything because that is impossible, but because I have so much information and I need to get it all together. While searching thru ancestry.com, I found there new program, ancestrypress, which is family tree books with what I call scrapbooking. That is where my idea of scrapbooking my family tree derived from.

    I have downloaded alot of free scrap kits from alot of different designers, which I also extend a big thank you to. You can find there links to their pages on my blog. I don’t know about how to put their blinkies on this blog but am going to find out because they are pretty. lol

    Thanks goes to PrincessCrafts Digital Scrapbook for helping me learn how to use OpenOffice.org (microsoft presentations) for putting my scrapbook pages together. I was really in the dark and still am but at least I know the basics because of their free Scrapbooking class.

    I have put together two scrapbook layouts, one for my family tree and one of my family, so far. I have posted these to my Squeaky Scraps Scrapbook on ScrapbookFlair.com. I will try to post those pics after I’m finished with this post.

    I have entered my first challenge on ScrapbookFlair.com on Friday, July 4, 2008.If you visit my blog I hope you truly enjoy what is here.

    %d bloggers like this: