Save Money in the Kitchen

Save Money in the Kitchen
by Tawra Kellam and Jill Cooper

For many people, cutting back on their grocery budgets can be an overwhelming experience. They know they’re spending too much, but don’t know where to begin to cut. Often, they fear that they will deprive themselves and their children if they become frugal. The good news is that there are ways to have your cake, eat it and save money at the same time. The whole secret is to start slowly. There are countless ways you can cut, but if you need to, target just one thing at a time – you will still be saving money if you do only one thing.

If you are a frugal beginner, try these simple suggestions for saving on your food bill:

  • Cooking frugally is like changing your diet. You need to learn gradually how to save money and cook frugally. Don’t expect that you will get your food bill down to $150 for four people in the first month if you are spending $600 a month right now.
  • Try cutting just $25.00 or $50.00 a month. Even if you cut back only $50.00 a month, you will save $600.00 a year. If you save just $1.00 a day that is $365.00 a year. You can then apply that $365.00 a year to paying off your credit cards. At 21 percent interest, you will save over $70 a year. This will eventually cause a snowball effect since the more you pay off, the less you pay to interest. When you pay less to interest, you have more each month to apply to paying off your overall debt. This means that as you pay off the debt, the rate that you can pay it off increases.
  • Before you shop, take a tour through your pantry and your refrigerator. Be organized! Don’t buy what’s already hiding in your kitchen.
  • If you’re a fan of coupons, remember this: It’s not what you save, it’s what you spend. If you save 30 cents on something you wouldn’t ordinarily buy anyway, you haven’t really saved anything.
  • A typical fruit item is significantly larger than one serving. Most people would be just as happy eating a small apple as eating a large one — so buy smaller fruits! You will save money by the pound.
  • This month, try two meatless meals a week (or one, if you’re a diehard meat fan).
  • Make simple meals. One-dish meals can contain your meat, your vegetable and your bread.
  • Drink water for your meals.
    • If your family is used to drinking milk, juice or pop for every meal then start by cutting juice from one meal or snack a day and drinking only water. After you get used to this, cut from another meal until you drink only water for meals and a glass of juice or milk at snack time.
    • You can also try allowing one glass of juice at meal times and then water after it is gone.
    • You save over $500.00 a year by cutting just one glass of juice per person per day for a family of four.
  • Don’t assume homemade is cheaper. If you get a VERY GOOD deal on chocolate chips and ingredients for candies, it is cheaper to make them than buying them pre-made. Make sure you do the calculations, though! If you don’t purchase them on sale, homemade candies can be more expensive than candies purchased at the store.
  • Stop wasting food. Give young children small portions. They can always have more if they are still hungry. Give them a half glass of juice and a half sandwich so you don’t waste uneaten food. Put food in the refrigerator right after the meal so it doesn’t spoil. Use leftovers for lunches, in other dishes or frozen in one portion sizes for a quick meal.
  • Don’t buy everything at one store.
    Prices vary greatly from one store to the next. Go to different stores to buy only their sale items. You will save more than the cost of your gas. It usually only takes half an hour to 45 minutes per store to get the items that are on sale including driving time. If you save a minimum of $20-$30 per trip, it is like “earning” $40-$60 an hour. If I save $60 spending one hour going to two different stores, it is five extra hours my husband does not have to work for us to pay for that same food purchased at the regular price. I would rather have him home with us.
  • Remember cooking frugally is a mind set. You have to change your cooking and eating habits. Don’t get discouraged if one idea fails. Try another one.
  • Stop buying things like toaster pastries and breakfast bars for breakfast. Eat oatmeal, pancakes, granola and fruit instead.
  • Don’t assume that bulk is cheaper. Compare cost by the ounce or pound.
  • Most people don’t think they can live the frugal life and still be comfortable. I feed my family of five on $250 per month. Over five years, when my husband earned an average of $22,000 per year, we paid off $20,000 debt. When cutting your grocery bill, it’s the little things that add up.

     

    CLICK HERE

    Christmas Rebates

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    SAVE money on gas, your vehicle and your time. CLICK HERE. For Individuals, Business Owners and Non-Profit Organizations.

    You DO NOT have to get a World Changer Mall for $15.95 per month. You can get a FREE Personal or Business Mall.

    All you do is:

    1. Log in to the “Administration Login”. This will take you to your home page.

    2. You can type in what item you are wanting to shop for in the search bar for a product search, OR

    3. Click on the “Hot Deals” button, which will take you straight to exclusive great buys, OR

    4. Scroll down to the “Directory Search” and click on the departments of your choice, OR

    You will find departments for:

    Automotive, Beauty & Frangrances, Books/CD/DVD/Misc., Business/Office/Career, Clothing/Accessories, Computers/Electronics, Education & Family, Financial Services, Food & Drink, Heath & Personal Care, Home Living & Garden, Pets & Supplies, Speciality/Dept/Gift Stores, Sports & Fitness, Telecommunications, Travel, Web Services.

    5. Type in what store you want to shop at in the “Pick A Store” search bar, OR

    In the top TOOL BAR:

    6. Click on your “Shopping List” tab,

    7. Click on “Brand Name Stores” tab,

    8. Click on “Business Needs Stores” tab,

    9. Click on “Personal Needs Stores” tab,

    10. Click on “Favorite Stores” tab and more.

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    Clik HERE to get YOUR OWN POWER MALL

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    GET A REBATE FOR EACH PURCHASE YOU MAKE!!

    Funny!!

    Living On A Dime

    I personally use Menu’s On A Dime and Not Just Beans Cook Book and don’t know what I would do with out them.  Instead of Not Just Beans there is now Dining On A Dime which is packed with even more goodies than before.  

    Save $10,000 a year on food? Without cutting coupons! Unbelievable? Read Tawra Jean Kellam and Jill Cooper’s advice in their book: Dining on a Dime (formerly Not Just Beans) and find out that it really is possible.

    Tawra has told her story to millions of listeners and readers on the radio, on the web and in women’s magazines (including Woman’s Day and Woman’s World) and now she’s put her best tips and tricks into a 476 page book. Using these tips and suggestions, Tawra shows how anyone can tighten his or her food budget.

    Dining on a Dime is packed with over 1,200 money saving recipes and tips, kids tips and snack ideas, gift baskets, menus, food storage directions, Cleaning Cents and Pretty for Pennies. The recipes are easy to cook with ingredients that you probably already have in your pantry. To make shopping easy and economical, Tawra has also included a pantry list and a shopping list.

    • Did you know that dirty dishes cause debt? See page 385 and read how to save money just by doing the dishes.
    • Need fast snack ideas for hungry kids? Check out page 28.
    • Want to clean your bathroom in a flash? Check out page 398 for a 7-step plan.
    • Got leftovers in the fridge? Use them up!!! Dining on a Dime has a complete index of recipes using nothing but leftovers.
    • Drive right by the pricey gift basket boutique– Go home and make your own for pennies. Check out page 339 for ideas!
    • Need to cut down on meat? Tawra has pages of tips for eating better and spending less.
    • Need a specific money saving idea? Dining on a Dime has a special index just for tips.
    • Make three meals from one chicken? Yes, Dining on a Dime has this, too! (Page 176)

     

    Daddy’s Little Girl

    Here’s a page I done with my scrapkit I made for the DAC October Color Challenge.  The photo is of me when I was six years old in the first grade and I wrote the poem for this page.

    Daddy's Little Girl

    Daddy's Little Girl

    Digital Arts Cafe’ October Color Challenge

    I have made my first scrapbook kit.  I guess it’s alright.  Some of the papers aren’t all that great but I’m still learning.  It seemed like it took me forever to make this kit because I am having to learn as I go.  In making the kit I kept switching back and forth to PhotoShop 7.0 and Microsoft Office Power Point 2007.  I can get more done with Power Point but a couple of things I had to get off of PhotoShop like rgb color codes.  The colors from Power Point still didn’t turn out exactly like they were suppose to but I went ahead and put it all together anyways.

    Color Swatch for DAC October Color Challenge

    Color Swatch for DAC October Color Challenge

     I started with 5 downloads because I didn’t want to make the files to big for persons that have dial up. Then I had to make 4 papers downloads out of my  2 papers downloads because it was still to slow I think for dial up but anywho here is the first paper pack. I ended up with 7 downloads. I hope you don’t mind. There are 7 pink papers in this pack and you can get them by clicking here.

    DAC October Color Challenge Papers 1

    DAC October Color Challenge Papers 1

     The second paper pack has 7 green papers in it and you can get these papers by clicking here. Hope you like them.

    DAC October Color Challange Papers 2

    DAC October Color Challange Papers 2

    The preview for the third paper pack is below. It has 6 papers in it. I didn’t mean to make so many papers but was experimenting with different things and didn’t know what papers to keep or which ones to get rid of.  I just decided what the heck and keep them all.  You can get the papers in paper pack 3 by clicking here.
    DAC October Color Challenge Papers 3

    DAC October Color Challenge Papers 3

    Below is the last paper pack and it also has 6 papers in it.  You can get these brown papers also by clicking here.
    DAC October Color Challenge Papers 4

    DAC October Color Challenge Papers 4

    I couldn’t decide on which frames to keep either so I just added all of them into the kit also.  There are a total of 15 frames in three different shapes. I think some of these frames could be used for men, some for women and some for children.  You can get the frames by clicking here.

    DAC October Color Challenge Frames

    DAC October Color Challenge Frames

    Ok, now for the elements.  The first pack of elements has only 10 elements in it but I needed to break them down into two files.  This pack has one corner border, six flowers with two different designs and three bows.  You can get the first element pack by clicking here.

    DAC October Color Challenge Elements 1

    DAC October Color Challenge Elements 1

    The last pack to download is the Elements 2 pack.  There are 15 elements in this pack. Included are three hearts, 9 ribbons in three different designs and three tags.  You can get the pack of Elements 2 by clicking here

    DAC October Color Challenge Elements 2

    DAC October Color Challenge Elements 2

     

    I hope you like my kit.  You can also find it at the Digital Arts Cafe’ Community Forum.  Please read my TOU if you download any of my kit. Remember ‘Piracy’ is theft and you will be stealing not only my work but the designers that helped in making this kit.  Also, could you please leave a comment if you download.  I would love to know what you think and would also love to see any pages that you make using this kit.  Thanks and enjoy!

    Mom

    Below is a page of my mom’s old photo’s that I have done for my family tree book.  The youngest photo of her was taken when she was three years old.  The school photo was taken when she was around nine years old.  The dress that she has on in the school photo was made by my grandma, my mom’s mother.  The oldest photo of my mom was made when she was sixteen years old right before she married my dad.  When my mom was little she called her mama, mama and also called her grandma mama.  So someone told her to call her real mama, Mother and her grandma, mama.  So that’s what she always called them Mother and mama until she got older and then it was Mother and Grandma.  For scrapping the page I used:

    “Inherit Blessing” kit by Creative Victorian Designs.

    Fonts used are Estrangelo Edessa and French Script.

    Mom
    Mom
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